We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Which Mortgage LTV 21%
RETIREMENT
Posts: 5 Forumite
Hi All,
After some significant financial assistance from our family we are mortgage free and want to take out a 100k mortgage on a 480k property (LTV 21%) so wondered if you could suggest what you think are the good deals on the market at present, as we are about to apply.
Obviously we are acutely aware that the onus is on us to do the research ourselves and we will do exactly that, but being conscious there are some financial wizards on this forum, we thought we could ask opinions. Thank you in advance for any guidance you can give us, it is much appreciated :hello:
After some significant financial assistance from our family we are mortgage free and want to take out a 100k mortgage on a 480k property (LTV 21%) so wondered if you could suggest what you think are the good deals on the market at present, as we are about to apply.
Obviously we are acutely aware that the onus is on us to do the research ourselves and we will do exactly that, but being conscious there are some financial wizards on this forum, we thought we could ask opinions. Thank you in advance for any guidance you can give us, it is much appreciated :hello:
0
Comments
-
The brokers on here can not answer that question, and in all honesty, even if we could - why would we?
Products change on a daily basis, I have had 2 emails today to say products are being pulled/replaced this evening and about 4 this week. The best today may not be tomorrow.
You would be just as well jumping on the price comparison sites (assuming you do not plan on using a broker) as that is all anyone else will end up doing.I am a Mortgage AdviserYou should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
Don't assume anyone posting on here is some kind of 'Wizard'.
For every sensible post you can find the ramblings of a lunatic.
Opinions are opinions, it is yours that will count.I am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354K Banking & Borrowing
- 254.3K Reduce Debt & Boost Income
- 455.2K Spending & Discounts
- 247K Work, Benefits & Business
- 603.6K Mortgages, Homes & Bills
- 178.3K Life & Family
- 261.1K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards