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Mortgage Application - Visa
hellok
Posts: 21 Forumite
HI all,
My partner and I are applying for a joint mortgage with a bank - partner as British citizen and me with spouse visa.
We have got the mortgage offer, no valuation is needed since the valuation was done within 3 months. Were told it was proceed to the underwriting part.
What concerns me is, the advisor didn't actually take a look of my visa permit, let alone take a copy of it (he said we have A-passed the credit check, so the visa shouldn't be a problem ). Anyone has experience in mortgage with visa holder ? Do you still member what document was required ? ( I have seen quite a few posts saying mortgage got approved and declined, which is really worrying!)
Thanks
My partner and I are applying for a joint mortgage with a bank - partner as British citizen and me with spouse visa.
We have got the mortgage offer, no valuation is needed since the valuation was done within 3 months. Were told it was proceed to the underwriting part.
What concerns me is, the advisor didn't actually take a look of my visa permit, let alone take a copy of it (he said we have A-passed the credit check, so the visa shouldn't be a problem ). Anyone has experience in mortgage with visa holder ? Do you still member what document was required ? ( I have seen quite a few posts saying mortgage got approved and declined, which is really worrying!)
Thanks
0
Comments
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Why are you saying that you got a mortgage offer but the case is still to proceed to the underwiting?
You would never get the OFFER before the undrewriting has passed.
Which bank are yoy applying with?0 -
Yep, which lender and what's the loan to value?I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0
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Sounds like the Broker has taken you to Halifax.
If you have lived and worked here 3 years, no problem.I am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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