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Remortgage - AIP

Hi all,

I am applying for a remortgage with Nationwide via a broker. On Friday my application was submitted for the AIP. Over the weekend I checked my credit file and the search was done with my wrong date of birth. The day and month are correct, but the year is 3 years out.

I spoke to my broker today and they said it won’t make any difference and just to wait for Nationwide’s decision.

My question is will this error have an impact on my application? I know the broker said it won’t but I’ve a few slight issues with them getting information correct so far!

Thanks in advance

Comments

  • amnblog
    amnblog Posts: 12,784 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Yes, it will make a difference but not necessarily one that changes the result. The Broker should ask Nationwide to correct the date of birth and the credit score will be updated.
    I am a Mortgage Broker

    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • psloves
    psloves Posts: 7 Forumite
    Fourth Anniversary
    amnblog wrote: »
    Yes, it will make a difference but not necessarily one that changes the result. The Broker should ask Nationwide to correct the date of birth and the credit score will be updated.

    Thank you, I’ll try again with MB.
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