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Discharged!!
Clouds88
Posts: 420 Forumite
Just want to say a massive thank you for all your wonderful help and advice. When I wake up in the morning I will be a discharged bankrupt. I’m so excited.
I do not have an IPA in place so from now on I’m going to do one over time shift a month and put that £200 in a savings account. I never want to be in this position again and feel like personally I’ve learnt a lot along the way. I’ve cancelled many outgoings that I no longer need and will keep my sim only phone until it dies.
For those who are thinking about this journey, do it. It’s such a good peace of mind knowing I am not in any debt, not even a penny. I hope to keep it this way
I do not have an IPA in place so from now on I’m going to do one over time shift a month and put that £200 in a savings account. I never want to be in this position again and feel like personally I’ve learnt a lot along the way. I’ve cancelled many outgoings that I no longer need and will keep my sim only phone until it dies.
For those who are thinking about this journey, do it. It’s such a good peace of mind knowing I am not in any debt, not even a penny. I hope to keep it this way
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Comments
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Congratulations!
Your plan going forwards sounds wonderful, I hope you will celebrate the weekend and toast your freedom.Mortgage started 2020, aiming to clear 31/12/2029.0 -
Congrats, having no IPA is a huge relief as well.
You are officially a free man with great outlook for the future
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Congratulations!
All good idea's to move forward debt free and staying that way.
DDDebt Doctor, Debt caseworker, Citizens' Advice Bureau .
Impartial debt advice services: Citizens Advice Bureau Find your local CAB *** National Debtline - Tel: 0808 808 4000*** BSC No. 100 ***0 -
Me too!!! :T:T
But, I have IPA
No worries though. It is very reasonable, OR has been amazing.
It is by far the best decision I made, should have done BR a lot sooner.
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Brilliant so pleased for you, doesn't seem like a year!!!0
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