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Health Screening - is it worth it?

Background: It's the time of the year where I can select the benefits I receive from my employer. One of these benefits is health screenings. These are typically provided by Nuffield Health and include their 360 Health Screen and 360+ Health Screen looking at a long long list of things.

Here is a link of what the 360 Health Assessment looks at: 360 Health Assessment with Nuffield Health

My employer will cover 50% of the cost of doing one of those. But it will still cost me £195 for the 360 Health Assessment from Nuffield Health (RRP £574). I don't get any tax savings but do save on National Insurance.

I'm 30 years of age, with no ailments apart from being a bit overweight. I'm otherwise fit and healthy :j.

Question: Are health screenings worth it? It is something worth doing once every few years to see if your health is improving or getting worse? Is £195 too much (that is for the 360 Health Screening)?

Any thoughts or advice would be appreciated. Thanks!

Comments

  • keithdc
    keithdc Posts: 459 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Zana2018 wrote: »
    Are health screenings worth it? NO

    It is something worth doing once every few years to see if your health is improving or getting worse? NO

    Is £195 too much (that is for the 360 Health Screening)? YES

    Answers above
  • lessonlearned
    lessonlearned Posts: 13,337 Forumite
    10,000 Posts Combo Breaker I've been Money Tipped!
    I think that's a fair price. And yes I think it's worth doing. Although it might be worth checking first if you doctor offers anything similar. Some surgeries offer well being clinics.

    If you own a car over 3 years old then you get it MOTd every year and you get it serviced when it needs it.

    Why not give your body the same care and attention. :D
  • Mrsn
    Mrsn Posts: 1,430 Forumite
    1,000 Posts Third Anniversary Name Dropper
    Whilst it seems a fair bit of money you never really know what’s going on inside you. I’m 35 and unfortunately have a couple of auto immune conditions which have meant I probably have more scans/blood tests/consultant appointments etc than someone else my age would. This year I’ve since found out my liver and spleen are enlarged, things I wouldn’t have found out without a certain amount of “screening” but now having that knowledge means I’ve no excuse to not try and look after myself better than I have been
  • keithdc
    keithdc Posts: 459 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Mrsn wrote: »
    Whilst it seems a fair bit of money you never really know what’s going on inside you. I’m 35 and unfortunately have a couple of auto immune conditions which have meant I probably have more scans/blood tests/consultant appointments etc than someone else my age would. This year I’ve since found out my liver and spleen are enlarged, things I wouldn’t have found out without a certain amount of “screening” but now having that knowledge means I’ve no excuse to not try and look after myself better than I have been

    So... you had tests for a clinical reason based on a disease/ symptoms- this is totally different to screening the OP who does not have symptoms/ disease.

    If you own a car over 3 years old then you get it MOTd every year and you get it serviced when it needs it.

    Why not give your body the same care and attention. :D

    Slightly bizarre example, but let's run with it. You acknowledge that in the case of an MOT, there is a recognised period when it is not needed (3 years).
    It is the same with people- NHS well-man checks start at age 40 as this is the age at which some simple testing of asymptomatic individuals becomes sensible.
  • lessonlearned
    lessonlearned Posts: 13,337 Forumite
    10,000 Posts Combo Breaker I've been Money Tipped!
    An MOT is not needed because the car will be under warranty.

    As far as I am aware the human body does not come with a warranty. :rotfl:

    But I agree a non symptomatic healthy 30 year old may have no need of regular check ups. Although of course there are exceptions. My 32 year old thin as a rake fit as a fiddle son recently got a shock when they did a routine blood glucose test.

    The OP asked for opinions and we have given him/her both sides of the argument.

    It's now their decision.
  • Zana2018
    Zana2018 Posts: 16 Forumite
    Thanks everyone for your thoughts. I think I'm going to hold off with having one this year but will reassess my health and situation next year and might opt in.

    At the end of the day, I think it'll be worth doing once, see what I get out of it, and then I'll know for the future. It's just that right now I don't think it's necessary, it might be something I sign up to do regularly when I hit my mid-30s.
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