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PPi on Mortgage

I took out a mortgage in the early nineties with Cheltenham and gloucester.
Cutting a VERY long story short, I got divorced and we sold the property in about '99 i think?
What would be the chances of recovering ANYTHING now after so long? I still know the account number,(Its quoted on my old seperation deed,) although, I don't have any other paperwork
Does this help,what do you think?

Comments

  • Edi81
    Edi81 Posts: 1,514 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Mortgage PPI complaints are usually a dead end.
    Why do you think you were missold?
  • stevehd
    stevehd Posts: 6 Forumite
    Well,... way back then,it was our first mortgage and I guess probably, we weren't sure if we could even get a mortgage,so, although, i don't know if I was mis-sold, I think we were so worried about not getting one that I think we took out everything that was suggested. I'm sure I remember agreeing to it.
  • [Deleted User]
    [Deleted User] Posts: 35,383 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    That certainly doesn't sound like it was mis sold. In fact, it sounds like a sensible buy.
  • stevehd
    stevehd Posts: 6 Forumite
    So you don't think its worth a try then? If we were under the impression we might not get a mortgage if we didn't take out ppi?
  • McKneff
    McKneff Posts: 38,857 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    'We were under the impresssion' isnt miss selling, and doesnt get you a refund . you need proof of what happenned to back,up everything.
    make the most of it, we are only here for the weekend.
    and we will never, ever return.
  • dunstonh
    dunstonh Posts: 121,122 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    What would be the chances of recovering ANYTHING now after so long?

    As you havent mentioned your reason for complaint it is difficult to say.

    Statistically, most MPPI complaints fail as MPPI suffers fewer issues than loan or credit card PPI. You can still buy MPPI today.
    If we were under the impression we might not get a mortgage if we didn't take out ppi?

    And what evidence do you have to support that allegation?
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
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