Are experian reporting my accounts correctly?

paul1672

Hi there

I was declared bankrupt on 27th november 2017 and was discharged on 27th november 2018.

I have been checking my credit file with all three agencies and equifax have declared all my accounts as settled or partially settled and no longer showing defaults

Experian are showing all accounts as a zero balance but still active and in default.

Is this correct as i thought they should no lonfer be showing a default and all should be showing as closed with a settled or partially settled marker?

Any advice would be really appreciated

Paul

tom9112

Very interesting question, especially when most lenders use Experian. Do you guys have similar experience?

What was your result on noodle credit report? (it's free credit check website)

I will come back to you in 2-3 days after my Experian credit is ready.

JCS1

Have you checked the credit file clean up post?