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Credit after discharge
terrence45
Posts: 132 Forumite
Just got a builder card from Capital One with £200 on it. Is it ok to max it to £200 most months and pay off in full, or put about £100 on every month and pay it off in full?
I read somewhere that maximising your credit all the time was a no no.
I read somewhere that maximising your credit all the time was a no no.
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Comments
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If you did spend up to the maximum and you get any charges or interest then it would take you over the limit. Just spend £100 and pay it off when the statement comes in.0
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Ok - it's just because I have a flight to book and would take me to like £175 and wondered if that would look bad.
Have no intentions of ever paying interest!0 -
It would only look bad if you didn't repay it.0
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