We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

HSBC Manual Referral

My application has several manual referral entries in the what you've done so far section on the application tracker.
I looked through my application and they have changed some of the information I submitted.

They have upped my annual income for one job by £15k
They have stated that I am an owner of my current property
They have said they I was previously known by a different name
They have said that I have lived at my current address for 0 years and 0 months even though I have been here for 9 months which can be verified by the electoral roll.
They have removed 3 credit accounts that I declared on the application.

My previous mortgage was with HSBC last year and I sold the property and moved into rented as I couldn't find the right house and was relocating.
The income they have amended was my previous income and obviously I did own my home previously.

I don't know why it says I have been known by a different name as this is not and never has been the case.

They have listed me at my previous address for 5 years and 9 months when it was 5 years and the 9 months at the new address.


Do HSBC use previous information they hold in relation to new applications? I tried calling the contact centre but couldn't get much sense from the guy I spoke to.

Anyone experienced similar?

Thanks

Comments

This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.7K Banking & Borrowing
  • 254.2K Reduce Debt & Boost Income
  • 455.1K Spending & Discounts
  • 246.8K Work, Benefits & Business
  • 603.3K Mortgages, Homes & Bills
  • 178.2K Life & Family
  • 260.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.