Mortgage Switch Wobble

BISCUIT1

Hi I had reserved a new mortgage switch deal which starts at the end of June and I am about to have to pay the fee but am having a wobble as to whether I am doing the right thing so wondered if people would mind giving me their opinions.

I owe 201500 at switch point and I had decided to go for a 7 yr fix at 2.16 with a 995 fee..I was thinking this would give me stability through the next few years and take me just past my retirement date...but I can't get over how much more daily/yearly interest I will be paying if I went for the shorter options and how much more I could be paying off my mortgage in the mean time if the interest was less..the other options are 1.59 with the same 995 fee or 1.88 with no fee (so I could just over pay the fee) I have only ever done 2 yr deals before. The daily interest figures with potentially £3 per day daily interest difference is putting me off the deal I had reserved as it seems so much more money to be throwing away on interest for perhaps a bit of longer term certainty..what do people think? Thanks on advance for any considerations.