Overpaying the DIY disaster dwelling

chelseabluechelseablue Forumite
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Hi All

I did have a diary here a few years ago, but am starting afresh.

A bit about me, I'm 35 and live with my husband and 5 year old son in Berkshire. Both working full time.

We bought our 3 bed semi in 2016

Mortgage balance today; £214,113

I'll admit it, I don't like my house and I cant wait to move!

That's why I've started this diary, to keep me accountable and overpay the mortgage so we have more equity to put down on our next (and last!) house.

Had quite a few issues since we moved in, I've definitely fallen out of love with it.

Or maybe I was never in love with it, we bought it because we needed to move here as we didn't want our son going to school where we used to live.

Its a late 1950's house and the maintenance/things to fix seem never ending

Hopefully a few of you will follow my overpaying journey and listen to my ramblings

Now to convince the husband he wants to move :rotfl:

Replies

  • AnotherJoeAnotherJoe Forumite
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    Whats your mortgage rate and how much would you be overpaying the mortgage by?
  • chelseabluechelseablue Forumite
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    AnotherJoe wrote: »
    Whats your mortgage rate and how much would you be overpaying the mortgage by?

    1.79% fixed for another 4 years, should be able to do at least £500 a month sometimes more
  • beanieloubeanielou Forumite
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    Happy shiny new diary :)
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~**
    MFW. Finally mortgage free February 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
  • chelseabluechelseablue Forumite
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    beanielou wrote: »
    Happy shiny new diary :)

    Welcome aboard :)

    New yes, whether it'll be happy I'm not so sure :rotfl:
  • chelseabluechelseablue Forumite
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    This will give you all an idea on the issues we encounter;

    Last week I noticed the curtain pole in the living room didn't look straight, the bracket on one end has started to come away from the wall, taking the plaster with it

    Unfortunately its not just a polyfiller job (as even my husband would be able to manage that)
    Got a plasterer coming on Friday, £60 to repair

    Could have overpaid that 60 quid oh well never mind :rotfl:

    Must do an SOA soon
  • dannymccanndannymccann Forumite
    567 Posts
    Could you instead have got a wooden batten, painted it X colour, attached that to the wall (obviously avoiding the old knackered holes) and then reattached your curtain pole in some new holes?

    I'm no DIY master by the way, just trying to think of ways to avoid little bills like this that add up really quickly
  • chelseabluechelseablue Forumite
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    Could you instead have got a wooden batten, painted it X colour, attached that to the wall (obviously avoiding the old knackered holes) and then reattached your curtain pole in some new holes?

    I'm no DIY master by the way, just trying to think of ways to avoid little bills like this that add up really quickly

    Unfortunately the plaster has started to come away below the holes too

    When its repaired we're going to put a wooden batten up and attach the curtain pole to it

    The curtain poles in the bedrooms are on wooden battens so not sure why this one wasn't
  • chelseabluechelseablue Forumite
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    Overpayments made since starting this diary: 0

    Mortgage balance today: £212,953

    We're actually thinking of moving from the South East next year to Lancashire, if we do that should halve our mortgage

    Watch this space as they say
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