Overpaying the DIY disaster dwelling

chelseablue

Hi All

I did have a diary here a few years ago, but am starting afresh.

A bit about me, I'm 35 and live with my husband and 5 year old son in Berkshire. Both working full time.

We bought our 3 bed semi in 2016

Mortgage balance today; £214,113

I'll admit it, I don't like my house and I cant wait to move!

That's why I've started this diary, to keep me accountable and overpay the mortgage so we have more equity to put down on our next (and last!) house.

Had quite a few issues since we moved in, I've definitely fallen out of love with it.

Or maybe I was never in love with it, we bought it because we needed to move here as we didn't want our son going to school where we used to live.

Its a late 1950's house and the maintenance/things to fix seem never ending

Hopefully a few of you will follow my overpaying journey and listen to my ramblings

Now to convince the husband he wants to move :rotfl:

AnotherJoe

Whats your mortgage rate and how much would you be overpaying the mortgage by?

chelseablue

AnotherJoe wrote: »

Whats your mortgage rate and how much would you be overpaying the mortgage by?

1.79% fixed for another 4 years, should be able to do at least £500 a month sometimes more

beanielou

Happy shiny new diary

chelseablue

beanielou wrote: »

Happy shiny new diary

Welcome aboard

New yes, whether it'll be happy I'm not so sure :rotfl:

chelseablue

This will give you all an idea on the issues we encounter;

Last week I noticed the curtain pole in the living room didn't look straight, the bracket on one end has started to come away from the wall, taking the plaster with it

Unfortunately its not just a polyfiller job (as even my husband would be able to manage that)
Got a plasterer coming on Friday, £60 to repair

Could have overpaid that 60 quid oh well never mind :rotfl:

Must do an SOA soon

dannymccann

Could you instead have got a wooden batten, painted it X colour, attached that to the wall (obviously avoiding the old knackered holes) and then reattached your curtain pole in some new holes?

I'm no DIY master by the way, just trying to think of ways to avoid little bills like this that add up really quickly

chelseablue

dannymccann wrote: »

Could you instead have got a wooden batten, painted it X colour, attached that to the wall (obviously avoiding the old knackered holes) and then reattached your curtain pole in some new holes?

I'm no DIY master by the way, just trying to think of ways to avoid little bills like this that add up really quickly

Unfortunately the plaster has started to come away below the holes too

When its repaired we're going to put a wooden batten up and attach the curtain pole to it

The curtain poles in the bedrooms are on wooden battens so not sure why this one wasn't

chelseablue

Overpayments made since starting this diary: 0

Mortgage balance today: £212,953

We're actually thinking of moving from the South East next year to Lancashire, if we do that should halve our mortgage

Watch this space as they say