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Sipp - Funds
seb2020
Posts: 17 Forumite
What is the minimum number of funds that you have used to set up and run your Sipp successfully?
Is it possible to run a Sipp successfully with as few as two or three funds?
Which type of funds did you choose and why did you choose them?
Is it possible to run a Sipp successfully with as few as two or three funds?
Which type of funds did you choose and why did you choose them?
0
Comments
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Just read many of the current threads here and in the investments forum on what investments to put in a SIPP or ISA.
And yes one would be fine.0 -
Hold enough funds to provide a diversified uncorrelated portfolio. Such that even in a "bad" period the portfolio will perform relatively well. Focus on your long term goals and don't get caught up in short term underperformance. There'll always be sometging which has performed better than what you are invested in.0
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What is the minimum number of funds that you have used to set up and run your Sipp successfully?
one.
Yes. Although it really does depend on the funds used. Quantity is not an issue. Quality should be.Is it possible to run a Sipp successfully with as few as two or three funds?Which type of funds did you choose and why did you choose them?
It depended on the strategy being used, knowledge of the consumer, amount invested and overall objectives. So, ranged from 1 fund through to 12 funds.I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0 -
Three to run a large DC pot. All low cost multi-asset, chosen to give balanced geographic coverage and the desired balance of equity/non-equity investments.0
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Lots of ways of doing it. A few ideas. They could be active or passive funds
- A single low cast multi-asset fund
- An all world equity fund and a global or local bond fund
- A global equity fund, an emerging markets fund and a global or several regional small cap funds - plus a bond fund
- Multiple regional funds and separate bond funds.
Personally I use option 3 - all active funds at the moment0
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