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Mortage Advisor or Not

edited 30 November -1 at 1:00AM in Mortgages & Endowments
4 replies 423 views
ralphy1967ralphy1967 Forumite
22 posts
edited 30 November -1 at 1:00AM in Mortgages & Endowments
My mortgage term is up very soon and I will be moving out of my home in a years time. I wont be buying anywhere else so my current provider has offered me a 4% mortgage with no fees. I have been in touch with an independent mortgage advisor who can get me a mortgage for 1.8% with no fees with the provider but he charges £299.
How do I workout which is the best deal for me?
Because its for 12mth is it worth me involving an advisor?

Any advice would be greatly appreciated



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