We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Mis sold mortgage?

2»

Comments

  • dunstonh
    dunstonh Posts: 121,124 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    I understand that the FSE has declared that there were no mis sold mortgages

    No. However, both the FOS and the FSCS have criticised claims companies for putting in spurious complaints and the vast majority of which fail.
    My mother is 88 years old and was sold an interest only mortgage approx 15 years ago (so she would of been 73) of 150.000

    And the problem with that is what?
    I am shocked that a person would be eligible for a mortgage of this size

    Lots of retired people raise capital against their property in retirement.
    Is there anthing i can do to free her of this monthly commitment and/or this mortgage

    1 - equity release
    2 - repay it
    3 - sell the house

    You may want to ask her what she did with the £150,000.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354K Banking & Borrowing
  • 254.3K Reduce Debt & Boost Income
  • 455.2K Spending & Discounts
  • 247K Work, Benefits & Business
  • 603.6K Mortgages, Homes & Bills
  • 178.3K Life & Family
  • 261.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.