We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

PPI - I don't know if I have got it

Options
I don't know if I ever had PPI (I have only had a few credit cards.) I have read your guide on claiming but even though I can find forms for previously rejected claims, I cannot find any forms for making a claim.
I am with Nationwide Building Society. Is there a template letter I could use or can I check online?

Comments

  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Just call and ask them if you had PPI. Then, if appropriate, you can make your complaint.
  • -taff
    -taff Posts: 15,350 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Were your credit cards with Nationwide?
    Non me fac calcitrare tuum culi
  • tommy2k8
    tommy2k8 Posts: 96 Forumite
    -taff wrote: »
    Were your credit cards with Nationwide?


    Yes, they are, and debit cards.
  • dunstonh
    dunstonh Posts: 119,677 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    tommy2k8 wrote: »
    Yes, they are, and debit cards.

    Debit cards are a method of payment. Not a credit facility. You don't have PPI on debit cards.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • Nasqueron
    Nasqueron Posts: 10,677 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    tommy2k8 wrote: »
    Yes, they are, and debit cards.


    Debit cards don't have PPI


    Credit cards can, if all your cards were with nationwide then look at your statements for PPI (any month where you didn't pay off in full it could be charged) or ask them.

    Sam Vimes' Boots Theory of Socioeconomic Unfairness: 

    People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.

  • -taff
    -taff Posts: 15,350 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    tommy2k8 wrote: »
    Yes, they are...


    In that case, go here


    https://www.nationwide.co.uk/support/ppi-complaints


    and follow the intructions regardig either asking them to look or complaining.
    Non me fac calcitrare tuum culi
  • brettcta
    brettcta Posts: 4,693 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    overdrafts can have PPI though, so it's still worth checking for that
    helpful tips
    it's spelt d-e-f-i-n-i-t-e-l-y
    there - 'in or at that place'
    their - 'owned by them'
    they're - 'they are'
    it's bought not brought (i just bought my chicken a suit from that new shop for £6.34)
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244K Work, Benefits & Business
  • 598.9K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.