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Mortgage late payment
Anniepick
Posts: 20 Forumite
I am applying to the specialist lenders and wants to know if the mortgage late payment counted as mortgage arrears? Thank you.:(
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Comments
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Can you check your credit file with the 3 credit reference agencies ?
This should show up any problems on your credit file0 -
It’s shown up as late payment on my credit file.0
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Is there anyone who can give me an answer?0
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Mortgage arrears is usually considered to be more than one missed payment on more than one occasion.
However, a credit scoring lender's automated system may take a different view.
On which version(s) of your credit file is it visible?I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0
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