We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Natwest Customer Switch Deals

stu2500
stu2500 Posts: 193 Forumite
Part of the Furniture 100 Posts Combo Breaker
in Mortgages & endowments
Hello all, in a few months my mortgage deal will be reverting to SVR and I am currently with Natwest. I would be keen to remain with Natwest but can't seem to find any of their existing customer mortgage deals on their website. Has anyone recently switched their deal with Natwest and could they advise on what rate they were offered?

We're looking at 90% LTV, residential repayment mortgage with no additional borrowing (a straight deal swap in theory).

My aim is to try an get a rough idea of what their deals are at the moment, I understand they'll change all the time but it would be good to have an idea now.

Thanks in advance.

Comments

  • bengalknights
    bengalknights Posts: 5,022 Forumite
    Part of the Furniture 1,000 Posts
    Althought its for brokers this should give you a general idea of the current rates.

    http://www.intermediary.natwest.com/intermediary-solutions/products.html
  • stu2500
    stu2500 Posts: 193 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    bengalknights wrote: »
    Althought its for brokers this should give you a general idea of the current rates.

    http://www.intermediary.natwest.com/intermediary-solutions/products.html

    Excellent, thank you.
  • ACG
    ACG Posts: 24,897 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    Im not sure that link is correct.

    I think you will only have the core range of products when switching products. Not the intermediary exclusives.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • LRmortgage
    LRmortgage Posts: 484 Forumite
    Seventh Anniversary 100 Posts Name Dropper
    If you log into your mortgage account online with Nat West the rates available to you should be shown there if you are within 90 days of your switch.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • freddiegold
    freddiegold Posts: 16 Forumite
    LRmortgage wrote: »
    If you log into your mortgage account online with Nat West the rates available to you should be shown there if you are within 90 days of your switch.

    This is correct.

    My fixed period with Natwest ends on 31st July and I'm switching elsewhere. The deals offered were not competitive, in my opinion. Prepare to be disappointed.
  • MrCH
    MrCH Posts: 105 Forumite
    The Natwest deals are competitive if going through a broker but i'm not sure if they are for existing customers.
    It would be nice to simply renew at the rates which are competitive but I read on another forum a post in which a popular broker said 'Natwest prefer customers to go through the broker rather than themselves'


    I believe it was so that the broker takes the responsibility of the customers lendability?
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354K Banking & Borrowing
  • 254.3K Reduce Debt & Boost Income
  • 455.2K Spending & Discounts
  • 247K Work, Benefits & Business
  • 603.6K Mortgages, Homes & Bills
  • 178.3K Life & Family
  • 261.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture