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Lenders for people with good but slim credit history

gionnetto
gionnetto Posts: 234 Forumite
Sixth Anniversary 100 Posts I've been Money Tipped!
in Loans
Hello,
Can any of you point me to lenders more likely to give small loans (1k) to people with good but slim credit history (2yrs)?
Thanks!
Your cholesterol levels are not seen, or used, by your heart and arteries, so ignore it.
:eek:.
«1

Comments

  • Barney_Rubble_0403
    Barney_Rubble_0403 Posts: 177 Forumite
    100 Posts Second Anniversary Photogenic
    Have you tried your bank - seems the first port of call.
    ::A
  • System
    System Posts: 178,437 Community Admin
    10,000 Posts Photogenic Name Dropper
    For £1000 it may be better putting it on a credit card.
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • DCFC79
    DCFC79 Posts: 40,649 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    gionnetto wrote: »
    Hello,
    Can any of you point me to lenders more likely to give small loans (1k) to people with good but slim credit history (2yrs)?
    Thanks!

    Your own bank.
    Save up.
  • gionnetto
    gionnetto Posts: 234 Forumite
    Sixth Anniversary 100 Posts I've been Money Tipped!
    DCFC79 wrote: »
    Your own bank.
    Save up.

    :rotfl::rotfl::rotfl::rotfl::rotfl:

    I had unexpected medical expenses not covered by the NHS that eroded my funds. In case you assumed wrongly!

    :rotfl::rotfl::rotfl::rotfl::rotfl:
    Your cholesterol levels are not seen, or used, by your heart and arteries, so ignore it.
    :eek:.
  • gionnetto
    gionnetto Posts: 234 Forumite
    Sixth Anniversary 100 Posts I've been Money Tipped!
    Tarambor wrote: »
    For £1000 it may be better putting it on a credit card.

    Not sure, as I only have a sub-prime card. Hence, the question.
    Your cholesterol levels are not seen, or used, by your heart and arteries, so ignore it.
    :eek:.
  • DCFC79
    DCFC79 Posts: 40,649 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    gionnetto wrote: »
    :rotfl::rotfl::rotfl::rotfl::rotfl:

    I had unexpected medical expenses not covered by the NHS that eroded my funds. In case you assumed wrongly!

    :rotfl::rotfl::rotfl::rotfl::rotfl:

    Ah so we get the full story, Im afraid we aren't mind readers.
  • BrassicWoman
    BrassicWoman Posts: 3,220 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    Credit union
    2021 GC £1365.71/ £2400
  • fatbelly
    fatbelly Posts: 23,820 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Cashback Cashier
    Try this

    https://www.moneysavingexpert.com/eligibility/loans-calculator/
  • foxy-stoat
    foxy-stoat Posts: 6,879 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    No one will recommend you a lender - only recommend lenders not to go with - ie, anyone with an interest more than a credit card.
  • fatbelly
    fatbelly Posts: 23,820 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Cashback Cashier
    foxy-stoat wrote: »
    No one will recommend you a lender - only recommend lenders not to go with - ie, anyone with an interest more than a credit card.

    and if you've got poor credit history those are the only lenders who will consider you.

    However you say your history is 'good but slim (2 Years)'. If you have a bank account, are on the electoral roll and are managing your credit card, you may be OK with a mainstream lender.
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