Lenders for people with good but slim credit history

gionnetto

Hello,
Can any of you point me to lenders more likely to give small loans (1k) to people with good but slim credit history (2yrs)?
Thanks!

Barney_Rubble_0403

Have you tried your bank - seems the first port of call.

System

For £1000 it may be better putting it on a credit card.

DCFC79

gionnetto wrote: »

Hello,
Can any of you point me to lenders more likely to give small loans (1k) to people with good but slim credit history (2yrs)?
Thanks!

Your own bank.
Save up.

gionnetto

DCFC79 wrote: »

Your own bank.
Save up.

:rotfl::rotfl::rotfl::rotfl::rotfl:

I had unexpected medical expenses not covered by the NHS that eroded my funds. In case you assumed wrongly!

:rotfl::rotfl::rotfl::rotfl::rotfl:

gionnetto

Tarambor wrote: »

For £1000 it may be better putting it on a credit card.

Not sure, as I only have a sub-prime card. Hence, the question.

DCFC79

gionnetto wrote: »

:rotfl::rotfl::rotfl::rotfl::rotfl:

I had unexpected medical expenses not covered by the NHS that eroded my funds. In case you assumed wrongly!

:rotfl::rotfl::rotfl::rotfl::rotfl:

Ah so we get the full story, Im afraid we aren't mind readers.

BrassicWoman

Credit union

fatbelly

Try this

https://www.moneysavingexpert.com/eligibility/loans-calculator/

foxy-stoat

No one will recommend you a lender - only recommend lenders not to go with - ie, anyone with an interest more than a credit card.

fatbelly

foxy-stoat wrote: »

No one will recommend you a lender - only recommend lenders not to go with - ie, anyone with an interest more than a credit card.

and if you've got poor credit history those are the only lenders who will consider you.

However you say your history is 'good but slim (2 Years)'. If you have a bank account, are on the electoral roll and are managing your credit card, you may be OK with a mainstream lender.