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Zurich pension funds
Albermarle
Posts: 31,033 Forumite
I have been investigating some more the >300 funds available in my current workplace pension.
It is now a Scottish Widows pension, but was previously Zurich, and for now the funds are still the original Zurich ones.
I found two multi asset fund types, and I am puzzled by the difference between them . They both have 5 risk levels so if I just compare level 2 for both.
Zurich Horizon Multi asset level 2 : Growth in 5 years 45 %; OCF 0.81%
Zurich Passive Multi asset level 2 : Growth in 5 years 45 % : OCF 0.1 %
The other obvious difference is that the first one has a yield of 1.27% and the second one zero. Although this not mentioned in the Zurich literature, I got this info from Trustnet..
Two questions :
1) Which would be the best to invest in ( if I did )
2) How can a fund have zero yield ? If it helps this is what the passive fund is made up of >
Aquila Con World ex UK Eq
34.00 %
BlackRock Aquila Connect Corporate Bond All Stocks Pn S2
29.00%
Aquila Hist Priced Over 15 Years UK Gilt Index
25.00 %
Aquila Connect UK Equity
12.00%
It is now a Scottish Widows pension, but was previously Zurich, and for now the funds are still the original Zurich ones.
I found two multi asset fund types, and I am puzzled by the difference between them . They both have 5 risk levels so if I just compare level 2 for both.
Zurich Horizon Multi asset level 2 : Growth in 5 years 45 %; OCF 0.81%
Zurich Passive Multi asset level 2 : Growth in 5 years 45 % : OCF 0.1 %
The other obvious difference is that the first one has a yield of 1.27% and the second one zero. Although this not mentioned in the Zurich literature, I got this info from Trustnet..
Two questions :
1) Which would be the best to invest in ( if I did )
2) How can a fund have zero yield ? If it helps this is what the passive fund is made up of >
Aquila Con World ex UK Eq
34.00 %
BlackRock Aquila Connect Corporate Bond All Stocks Pn S2
29.00%
Aquila Hist Priced Over 15 Years UK Gilt Index
25.00 %
Aquila Connect UK Equity
12.00%
0
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