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I agree that it is most probably statute barred but because we are not sure with having no information from the debt except a letter in feb 2002. Also as my husband now lives in England we have had conflicting advice about which law applies...scottish or english so i am a little hesitant unless they bother us again to issue the letter
To be honest my husband has got the worst memeory in history and whilst I know there has definatlley been no contact since about late 2002 I am not sure what he has done before. :huh:0 -
It is now past the 12wd + 30d time limit and we have heard nothing!
Do I need to do anything else or do I just forget about it all??
Thanks0 -
It is now past the 12wd + 30d time limit and we have heard nothing!
Do I need to do anything else or do I just forget about it all??
Thanks
Hi caz - As RAS says, if the 'debt' is, indeed, statute barred, then the cca is irrelevant. Did you actually send the statute barred letter?
As you have, already, requested a cca, which CRAPQUEST have failed to provide, then not only is the agreement 'irrideemably unenforceable' - CAPQUEST have committed a criminal offence.
There is a letter that you can send them (thanks weller) that you will find on the following link:
http://forums.moneysavingexpert.com/showthread.html?p=6582439#post6582439
This should put the matter to bed once and for all.I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.
HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7
DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS0
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