Santander - Underwriting times?

martin195

Hi, our application went to underwrite yesterday at 6PM. Does anybody currently going direct with Santander have an idea on how long underwrite is taking at the moment?

I'm extremely nervous as my partner doesn't have a good credit score with two defaults. I have a Experian score of 850 and no late payments, defaults etc.

We are on a 95% LTV mortgage on a 5 year old property. I'm super nervous!

Farel01

Took less than a day for me, but pretty straightforward with great scores etc, have a look at:
https://www.santanderforintermediaries.co.uk/submit-and-track-business/our-service-levels/

Zackisback878

We applied in branch and got the decision there and then, I don't think they are particularly slow

martin195

I applied direct online, DIP went through immediately, then second hard credit check no problem, submitted all the supporting documents and it’s been in underwrite since Tuesday evening.

I ran Santander and they’ve said they’re processing applications 3 days behind for underwrite at the moment

It’s going to be a stressful weekend!

[Deleted User]

martin195 wrote: »

I applied direct online, DIP went through immediately, then second hard credit check no problem, submitted all the supporting documents and it’s been in underwrite since Tuesday evening.

I ran Santander and they’ve said they’re processing applications 3 days behind for underwrite at the moment

It’s going to be a stressful weekend!

This is just the start of stress, it gets way more fraught
Until you put the key in your new front door you'll experience all sorts of ups and downs …...worth it all in the end though :beer:


At least, by contacting them, you know where you are at this point, not knowing is agony.

Ganga

Catsacor wrote: »

This is just the start of stress, it gets way more fraught
Until you put the key in your new front door you'll experience all sorts of ups and downs …...worth it all in the end though :beer:


At least, by contacting them, you know where you are at this point, not knowing is agony.

Until you make the last payment on the morgage you will experience MANY ups and downs but as has been said its worth it:rotfl: