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Going Bankrupt

Due to a looming HMRC case where i am more than likely going to get a huge tax bill with a penalty I imagine going BR will be my only option.
I own no property and have no assets. HMRC are not likely to give me any time past 1 year to pay it.

If i had for example £10k in savings and pay accountant. Then then withdraw the rest would that have any impact on the BR? This would probably be 6-12 months time and long long before any deal is offered by HMRC etc.

Comments

  • WhenIam64
    WhenIam64 Posts: 1,052 Forumite
    have no assets.
    If i had for example £10k in savings and pay accountant. Then then withdraw the rest

    "If" you had cash to pay an accountant and be able to withdraw it, you would have assets. Cash in an account is an asset which would have to be declared. And paying someone in preference to others E.G. HMRC, prior to BR would need to be explained.
    Unlike some here, I am not omniscient. If I am wrong correct me. I won't take offence.

    The law is like an ocean - have a swim but don't drown.
  • Annie35
    Annie35 Posts: 385 Forumite
    Fourth Anniversary 100 Posts Name Dropper Combo Breaker
    10k cash IS an asset! & best to use that then subject yourself to BR!

    Lots of info at business debt line to get reading
    https://www.businessdebtline.org/EW/information/business insolvency/Pages/Debt-topics-business-insolvency.aspx
  • Bobby_Bouche
    Bobby_Bouche Posts: 92 Forumite
    Part of the Furniture 10 Posts Photogenic
    Thanks for the reply's and info folks.
    Much obliged.
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