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Debt free......again
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![[Deleted User]](https://us-noi.v-cdn.net/6031891/uploads/defaultavatar/nFA7H6UNOO0N5.jpg)
[Deleted User]
Posts: 0 Newbie
I'm finally debt free for the second time in the last few years. This is excluding a smallish mortgage of £40k but this will be gone in the next couple of years.
I can say with confidence that my debt free status will not change and I will not be in that position again. How do I know this? It's because for the first time possibly ever I work to a sensible budget. I do still use my credit card but pay it off on receipt of the statement and I'm OCD about getting it back to a zero balance.
I think the budget is key no matter what your level of debt or non debt.
I can say with confidence that my debt free status will not change and I will not be in that position again. How do I know this? It's because for the first time possibly ever I work to a sensible budget. I do still use my credit card but pay it off on receipt of the statement and I'm OCD about getting it back to a zero balance.
I think the budget is key no matter what your level of debt or non debt.
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That's great! Good luck on your new journey
Living the simple life0
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