Discharged: undefined

simonkarios

Hi all, never noticed this particular wording on my ClearScore credit report for my CCJ.

It is from a CCJ in July 2013.

Could anyone tell me what the undefined bit means? I'm presuming discharged means paid, but as I say not sure on the undefined.

Any help, greatly appreciated.

Simon

simonkarios

Anybody out there with any ideas?:D

Rubysaturday

Hi,
I have also noticed that I have the same wording next to my CCJ's . The CCJ's were not over 6 years old so it's not like thats's it.
May I ask, were any of your CCJs for payday loans ? Wage Day Advance? This company have gone into administration (big thread somewhere about this) . They were refunding customers/ compensating them for bad practices. If you had an outstanding balance this is to be apparently set against the amount you owe. I'm just wondering if this is it ? Even if it is it still does not explain the effect of Discharged: Undefined on Clear score?
I have emailed Clear score so that hopefully they can cast some light. However, I did call the court where the CCJ is registered and they tell me it is still showing as unpaid on their system ???

Any one else who Knows anything-I would be grateful to hear. Thank you.

Rubysaturday

I emailed clearscore and this is what they said:

A CCJ will be on your credit report for 6 years from the date of judgement/decree.

Also, the date the CCJ is terminated from the Court will reflect as the ‘Discharged Date’ on their Clear Score report, hence if you can see that ‘discharged: undefined ‘ it means that the CCJ is still active.

If you believe there is incorrect information on your credit report, you'll need to raise this as a dispute.


So, it means the CCJ is still active from what I can gather.