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DMP and credit file
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I think there is a myth that you must use a credit card to build credit history, most utility companies report to your credit files these days, mobile phone contracts, bank accounts, it all helps build history.
They are now including rental information from subscribing landlords usually the large social housing organisations.Unlike some here, I am not omniscient. If I am wrong correct me. I won't take offence.
The law is like an ocean - have a swim but don't drown.0
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