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DMP and credit file

bristol2020 · 2019-04-23 10:08:05

Morning all, 3 questions - how does being on a DMP affect a credit file/score? And as I am close to ending my DMP will it show up when its closed? Lastly - what things can I do to improve my file/score (thinking medium term here - i.e chances of getting a mortgage etc) Many thanks in advance

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WhenIam64 Posts: 1,052 Forumite

25 April 2019 at 2:05PM

I think there is a myth that you must use a credit card to build credit history, most utility companies report to your credit files these days, mobile phone contracts, bank accounts, it all helps build history.

They are now including rental information from subscribing landlords usually the large social housing organisations.

Unlike some here, I am not omniscient. If I am wrong correct me. I won't take offence.

The law is like an ocean - have a swim but don't drown.
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DMP and credit file

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