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Natwest mortgage application
Michelle245
Posts: 22 Forumite
Hello!
Sorry I know this has probably been asked before! We were rejected a mortgage through principality (via broker) due to missed payment of £12 in the past 12 months. My broker didnt ask for credit reports prior to applying. So we have now got an additional 5% deposit so we will be borrowing 10% now as he said this could help things.
I have decided to go direct to my bank natwest due to nursery fees. If this doesnt go through im happy to leave it for another 6-12months and try again.
So far I got an AIP on 16th april, applied on 17th. Soft search showing on 18th april on experian. Natwest have requested further docs by post (thought it was all paperless but hey ho)
Is this looking promising? Sorry I know nobody knows for sure but the Easter weekend waiting is driving me insane!
Sorry I know this has probably been asked before! We were rejected a mortgage through principality (via broker) due to missed payment of £12 in the past 12 months. My broker didnt ask for credit reports prior to applying. So we have now got an additional 5% deposit so we will be borrowing 10% now as he said this could help things.
I have decided to go direct to my bank natwest due to nursery fees. If this doesnt go through im happy to leave it for another 6-12months and try again.
So far I got an AIP on 16th april, applied on 17th. Soft search showing on 18th april on experian. Natwest have requested further docs by post (thought it was all paperless but hey ho)
Is this looking promising? Sorry I know nobody knows for sure but the Easter weekend waiting is driving me insane!
:hello:
Comping Since June 2012... Wins
June 2012 - Screwdriver set!
July 2012 - Exercise band!
Comping Since June 2012... Wins
June 2012 - Screwdriver set!
July 2012 - Exercise band!
0
Comments
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good to get rid of your broker, any good broker will get copies of all your credit reports before applying.
You won't know if your successful until you have given the documents requested"It is prudent when shopping for something important, not to limit yourself to Pound land/Estate Agents"
G_M/ Bowlhead99 RIP0 -
NatWest no longer ignores the cost of childcare.Michelle245 wrote: »I have decided to go direct to my bank natwest due to nursery fees
That changed in August last year.
Check the affordability calculator with the childcare costs included.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0
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