Santander Inspection/ Valuation Survey? Whats next?

mazibee

Farel01 wrote: »

I've just applied for a mortgage via Santander directly and I have a progress tracker. Got an email with the link in it and one to upload any required documents. I can't give you the link because it's generated for me specifically, but perhaps ask your mortgage broker? They might have one for them they can share with you.

This is what it contains:

Key Stages
Record created
Completed: 08/04/19 18:04

Application information received
Completed: 09/04/19 12:47

Appointment booked
Completed: 10/04/19 15:15

Application pack sent
Completed: 11/04/19 16:41

Application passed to underwriting
Completed: 12/04/19 11:20

Decision
Completed: 12/04/19 11:20

Application passed to Mortgage Centre
Completed: 12/04/19 11:21

Application offered
Funds released
Application completed

Thanks for an update and hoepfully you will receive the mortgage offer soon.

The valuation of you property was Automatic , external / driveway or internal ( Surveryor physically went and checked the propertry from inside)

As we applied through broker, so cannot track the status of our application

Farel01

How are you getting on?

My valuation is booked for today. They were waiting on paperwork my developer had already sent in so took a phone call from me to get that ball rolling.

abs56d

I think every mortgage application has a slightly different life cycle. For me:

02-04-2019 Full mortgage application submitted
02-04-2019 Valuation Instructed
15-04-2019 Survey completed
24-04-2019 Santander requested a document
01-05-2019 Underwriter decision: agreed

So now I'm waiting for the valuation that was done over two weeks ago to be assessed. Broker said expect a response in 24 hours this morning.

I've been waiting for so long, I just want them to put me out of my misery and send over the full offer

mazibee

Farel01 wrote: »

How are you getting on?

My valuation is booked for today. They were waiting on paperwork my developer had already sent in so took a phone call from me to get that ball rolling.

Received a message from Santander

"We are pleased to tell you we've issued your martgage offer. Please read it carefullly and contatct your mortgage broker if you ahve any queries. Sanatander"

Just wondering we will receive anything in post or it will sent drirectly to our solicitors .

Update :

Solicitors have started the searches and have posted the morgage report and the mortgage deed in post yesterday , which need to be signed and sent back.


I have trying to book a Building Survey for the property and in perplex as there is so much variation in the prices.


Hope others who have applied and waiting for decison will receive their positive decison soon.

Farel01

woo!

Application offered
Completed: 01/05/19 17:55

We just want to let you know that the valuation of your property has been confirmed. A mortgage offer will be sent to you and a copy will also be sent to your Solicitor. Please allow 5 to 7 working days to receive this.

mazibee

Farel01 wrote: »

woo!

Application offered
Completed: 01/05/19 17:55

We just want to let you know that the valuation of your property has been confirmed. A mortgage offer will be sent to you and a copy will also be sent to your Solicitor. Please allow 5 to 7 working days to receive this.

Congratulations


Have you booked the Homebuyer or building Survey?

logie48

Underwriting then goes to valuation.

Have you not been getting emails for each stage of the process? They have a site to check progress normally.

mazibee

logie48 wrote: »

Underwriting then goes to valuation.

Have you not been getting emails for each stage of the process? They have a site to check progress normally.

I applied through the broker and there was no way except, getting information from the broker



I only received 2 messages from Santander, once they received our application and secondly when they issued us the mortgage offer.


If you can share the site to tarck the progress it will be helpful for all who have applied to Santander.


Thanks in advance

Aqua26

abs56d wrote: »

I think every mortgage application has a slightly different life cycle. For me:

02-04-2019 Full mortgage application submitted
02-04-2019 Valuation Instructed
15-04-2019 Survey completed
24-04-2019 Santander requested a document
01-05-2019 Underwriter decision: agreed

So now I'm waiting for the valuation that was done over two weeks ago to be assessed. Broker said expect a response in 24 hours this morning.

I've been waiting for so long, I just want them to put me out of my misery and send over the full offer

what document was that they requested ? on 24th if you dont mind sharing your experience. . we haev applied currently with Santander and they have also requested further document after the survey was completed and we are awaiting to hear from them :eek::eek::eek:

Silver_Queen

Here's my timeline:

20/01/2020 Application submitted
21/01/2020 Valuation arranged for 22/01/2020
21/01/2020 Underwriter decision: agreed

Waiting for the valuation to take place tomorrow, I'm super impressed by how quick it's been. I applied to Halifax before and it took weeks for everything to happen, plus I had to pay a valuation fee that has been lost because I decided not to carry on with Halifax.