Royal London

Barry_Napierski

Hi, i hope someone can help.

When my Father passed away, my mother cashed his pension in and put it in an ISA.
She has since been working and paying tax on her wages (to address a sizeable shortfall detailed in an Tax Coding notice some years ago)
Royal London have written saying they made a mistake when issuing the pension and have paid HMRC back the tax directly Last month.(the sum almost the equivalent to the sizeable shortfall)

Do you think my mother will be due a re-bait from HMRC? is it worth a call to HMRC or wait for a letter?

Any help greatly appreciated.
Thanks
Barry

dunstonh

Can you clarify some details

1 - Was the pension "cashed in" before death or after death?
2 - Was your father aged 75 or over when he died?
3 - Is the Royal London pension the one "cashed in" or a different one paying an income?

Barry_Napierski

Hi Dunstonh
1) after
2) No
3) No.

Hope this helps,

Thanks
Barry

dunstonh

based on those answers, no tax should be payable. Death before age 75 sees the pension paid out tax free in full (or used to pay a beneficiary pension tax free).