Apply for loan and finance at the same time?

Nearlyold

There are always loads of cosseted low mileage older "Garage Queen" bikes around which are just as much fun but much cheaper to buy and run - but I'm guessing the bike you are after is one you've set your heart on after owning a variety of bikes in the past.

If my guess is wrong and you're a bit newer to the biking world then I'd recommend looking at finding yourself a well looked after older bike.