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santander overpayment query

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hi about a year ago i overpaid on my morgage by 5k is it possible to get this back
thanks guys

Comments

  • colinf70
    colinf70 Posts: 12 Forumite
    Tenth Anniversary First Post Combo Breaker
    I had a base tracker( offset) a few years back if you over payed it went into a savings pot that you could withdraw if you needed it
  • System
    System Posts: 178,349 Community Admin
    10,000 Posts Photogenic Name Dropper
    hi thanks for reply im still on a fixed rate so am not sure of acan
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • robatwork
    robatwork Posts: 7,268 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Standard mortgage?
    No.
  • robatwork
    robatwork Posts: 7,268 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    You could ask them for a mortgage "holiday" where you pay nothing for a few months with no penalty. Same effect as your money back.
  • System
    System Posts: 178,349 Community Admin
    10,000 Posts Photogenic Name Dropper
    ye thank you i will try and do that
    do you also if a could remotgage with 5% despoisit with santander as my deal is coming to an end in 5month
    house value 154000
    i owe 141600
    id like to to remorage for 146300
    and get the rest back as cash
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
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