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Taking 25% PCLS
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Like Dunston said , it seems very unlikely that the 25% tax free cash will be withdrawn/restricted , whoever is in government. It would be extremely unpopular in many levels of society.Pros - take it whilst available. Small risk it could be withdrawn.
A much more obvious target for any government would be reduction in 40% tax relief , which is effectively a subsidy for the better paid and would save the government a lot more money.
Also a freezing of the LTA at current levels would not be a big surprise. Despite the fact it is hitting a growing number of people , it is still not something that would affect the vast majority.0
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