Mortgage offer and exchange but another problem

Gls

We have just exchanged contracts on a new build that will be ready in July. Unfortunately my car finance deal is up and due to renew. This has all been taken into account when we applied for the mortgage so won't be a surprise as I already pay for a car monthly. However if I settle my old car finance and take out a new one will this affect our mortgage???? My car finance is due for renewal therefore I need to change my car and I need a car for work. The broker told us not to apply for any new finance but this will just be a change to existing finance. Also the new amount will be cheaper per month. Anyone else seem to have think this will be a problem or will it be ok??? Our mortgage is with Nat West and we have rang them and they said should be fine but can't confirm. Really confused about what to do but I need to do something with my car.
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letitbe90

If they run another credit check (big if, it isn’t common but it does happen), then there is a chance it will affect it. It might not, might do but realistically no one can say for certain 100% as a lot of decisions are done automatically by computer algorithms (which themselves are subject to moving targets and processes).

Gls

Thanks for your help and response

getmore4less

Can you extend your current setup.

or just get a runaround/hire car for a few weeks