We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The big battle
Options
jayhall4837
Posts: 14 Forumite
Hi all I won’t bore you all with the reasons as to why I have had depression this is about me being back on my feet and getting back in charge so a little bit about the situation I’ve never had any debt until last year once I was diognosed I was off work and things needed paying so I ended up getting a CC and loan to help my wife get by and get 2 new motors as they both broke and the CC was ment for emergencies but ended up being used for everyday things. I am just after a few words of advice spreadsheets or ideas to get the ball rolling
Currently have 5670 on CC my min payment is around 53 plus putting extra 200 month in as of this month
Loan there’s 17000 left and put 600 a month in to that any over time I am doing is going in separate pot to go towards big loan I will document this journey as I go
Wish you all well for 2019
Currently have 5670 on CC my min payment is around 53 plus putting extra 200 month in as of this month
Loan there’s 17000 left and put 600 a month in to that any over time I am doing is going in separate pot to go towards big loan I will document this journey as I go
Wish you all well for 2019
0
Comments
-
Good luck. I empathise with you on the depression front.
Best advice I can give is to keep the end goal firmly in mind. Make sure you know exactly what you are doing it for and stay focussed. It might help to write down all the things that could derail your attempts to pay off the debts and decide in advance what you will do if something goes wrong. That way you will be prepared.
Keep us posted:beer:"A thousand candles can be lit from a single candle without shortening the life of that candle."
I still am Puddleglum - phew!0 -
Will do thank you for your input will keep updated as I go0
-
Good luck on your DF journey
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Good luck on your journey Jay post as much as your can. This is a good starting point re your journey
Have a read of this every lil helps
https://www.moneysavingexpert.com/make-money/0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 350.9K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.5K Spending & Discounts
- 243.9K Work, Benefits & Business
- 598.8K Mortgages, Homes & Bills
- 176.9K Life & Family
- 257.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards