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Foxy's Mortgage Free Quest
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I figured if we ever moved again to build our dream house, we would want a totally separate office/workshop, that way if we ever had clients coming, they would never set foot in the house. Is there anything real estate wise that would work for you like that? A separate outbuilding perhaps? That would be so nice to take care of your clients and then be right back in your house nice and comfy, but I'm biased. I work 100% from home and can't fathom anything elseMortgage start date Dec 2015 - $64,655.00
Mortgage end date Dec 2045 - NOT!!!!
Mortgage balance - $4600.00
Business Savings $43,310/100k
Hope to be mortgage-free by end of 20230 -
Hello!
Could you do some mobile therapy work instead? I used to do massages - mostly at home, sure, but I did have some regular clients where I went to their house instead (charged more) I know that where I live people are often looking for mobile this-and-that(depends on you couch, I guess - mine is foldable, but a heavy wooden Darley one (and the same for the massage chair) but I love it
)
x
ps: you're doing fab, btw!x
Thank you for that suggestion - I do have a mobile couch (called Violet!), but now have a teeny tiny Fiat 500c so can just about fit a handbag in the boot, so would definately struggle with a couch - also I would physically struggle to carry/move it about due to the injury some years ago (broken back....). However - I could get a footstool and do Reflexology treatments....... that is a good thought!April 2010 - Took out mortgage for £112,000
April 2019 - Current balance £ [STRIKE]74,026.70[/STRIKE] [STRIKE]£74000[/STRIKE]£73,469.31
Target over-payment by April 2020: £2200
Target Mortgage Free April 20300 -
LeighofMar wrote: »I figured if we ever moved again to build our dream house, we would want a totally separate office/workshop, that way if we ever had clients coming, they would never set foot in the house. Is there anything real estate wise that would work for you like that? A separate outbuilding perhaps? That would be so nice to take care of your clients and then be right back in your house nice and comfy, but I'm biased. I work 100% from home and can't fathom anything else
I do have a separate log cabin at the bottom of the garden (known as The Shed of Joy!) that I had built especially for treatments.....but the OH has a lot of his stuff in there. He has a lot of his DVD's and also lots of equipment from a first aid business that never got off the ground. He still aims to do it 'one day' - but that doesnt help me in the short term really. I want to start earning and I have 2 days per week in which I could build up a business.
That has given me food for thought actually - its really helping writing all this down - so thank you all for putting up with my whitterings!
So....how on earth do I tactfully say 'Oi, move your crap I need the space again' without sounding like an utter cow?:rotfl:April 2010 - Took out mortgage for £112,000
April 2019 - Current balance £ [STRIKE]74,026.70[/STRIKE] [STRIKE]£74000[/STRIKE]£73,469.31
Target over-payment by April 2020: £2200
Target Mortgage Free April 20300 -
Sell it on the basis you're looking to replace the income you've lost in losing 2 days at work? - and that income (or part of it?) will be used to OP/ pay for treats - whatever will help give him motivation!I am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £200
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Sell it on the basis you're looking to replace the income you've lost in losing 2 days at work? - and that income (or part of it?) will be used to OP/ pay for treats - whatever will help give him motivation!
Its not his house - so there is no incentive for him to OP the mortgage.......April 2010 - Took out mortgage for £112,000
April 2019 - Current balance £ [STRIKE]74,026.70[/STRIKE] [STRIKE]£74000[/STRIKE]£73,469.31
Target over-payment by April 2020: £2200
Target Mortgage Free April 20300 -
So - interesting development today. I spoke to the member of staff who looks after staff welfare and engagement about offering holistic treatments at work on a non working day. She is really engaged with the idea - and has asked me to put something together in an email so she canask for permission for me to start!
Very exciting!April 2010 - Took out mortgage for £112,000
April 2019 - Current balance £ [STRIKE]74,026.70[/STRIKE] [STRIKE]£74000[/STRIKE]£73,469.31
Target over-payment by April 2020: £2200
Target Mortgage Free April 20300 -
Happy weekend all!
Nothing much to add, apart from being more mindful of spending etc.....
Ive resisted ordering a takeaway - so have moved the money I would have spent to my 'mortgage overpayment account'.
I have also done this with the remainder of my petrol budget, so if I dont spend it, I can make an overpayment.
Just need an extra £13 to make my £200 overpayment target this month (if I dont need to pinch back the funds for fuel!)
Off to browse your diaries now.....April 2010 - Took out mortgage for £112,000
April 2019 - Current balance £ [STRIKE]74,026.70[/STRIKE] [STRIKE]£74000[/STRIKE]£73,469.31
Target over-payment by April 2020: £2200
Target Mortgage Free April 20300
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