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Santander Mortgage Overpayment

Options
My mortgage deal ends next week so the day after I want to pay a lump sum of the mortgage so I do not pay early repayment charge. so whats the best way to do it.

1 Go into santander branch and pay by a cheque.
2 Ring santander and do it over the phone maybe using debit card.
3 Online banking sending money to a santander account number given to me over phone.

I do not have a santander bank account which would have made it easier.
Let them eat cake (Marie Antoinette 1765)

Comments

  • owen_money
    owen_money Posts: 764 Forumite
    edited 30 March 2019 at 4:37PM
    Not sure which is the best but I paid off £48k of my Santander mortgage last year and set them up as a payee on my banking app. Had to make 3 payments as there is a £20k daily limit. For me it was the easiest, safest and fastest.

    As I now make regular monthly over payments it proved really helpful because with a few swipes i can make an over payment in a few moments

    Only £5k to go until I'm MF :)
    One man's folly is another man's wife. Helen Roland (1876 - 1950)
  • Socajam
    Socajam Posts: 1,238 Forumite
    1,000 Posts Second Anniversary Name Dropper
    woody2234 wrote: »
    My mortgage deal ends next week so the day after I want to pay a lump sum of the mortgage so I do not pay early repayment charge. so whats the best way to do it.

    1 Go into santander branch and pay by a cheque.
    2 Ring santander and do it over the phone maybe using debit card.
    3 Online banking sending money to a santander account number given to me over phone.

    I do not have a santander bank account which would have made it easier.

    Option 1 for me - going into the branch and pay by cheque.
    I love online banking with the ease of paying my bills etc. However there are certain things I do not do over the phone or do by Natwest Apps
  • woody2234
    woody2234 Posts: 414 Forumite
    Part of the Furniture 100 Posts
    Thanks for replys I may go into the branch and pay
    Let them eat cake (Marie Antoinette 1765)
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