S&s ISa or pay into offset mortgage...I can’t fathom which is better....

Hi all, I have about £200k to pay on my mortgage, it’s on offset interest only, so I put £1000 a month against that.

It’s ISA time, and I don’t know what to do...I’ve only been putting money into Ida’s for 2 years so only have about 60k (mine and wife’s)....I’ve got £20k from saving super hard this year, should i ISA it or pat down on mortgage. (Mortgage is about 1.5% and ISA are lingering about 4% down over the past two years) any ideas guys? Ta
This discussion has been closed.
Latest MSE News and Guides

Boost your Nectar points

Get up to £25 this Saturday

MSE News

Preparing for summer

What MoneySaving things can you do now to get ready?

MSE Forum

Hot Diamonds 40% off code

Including already-reduced outlet stock

MSE Deals