Emergency fund £8,500/£8,500
Mortgage overpayment £260
Debtfree!
£21,228.07 paid off in 22 months
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Venturing Out of the Vault (of Debt)
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That signature is just amazing, happy payday! x0
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You are doing really well. Keep it up.I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
The 365 Day 1p Challenge 2025 #1 £667.95/£301.35
Save £12k in 2025 #1 £12000/£80000 -
Hey Pipboy, how's it going?0
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Hi Babystepper
It's going great thanks. Haven't been on here in quite a while, what with being busy with work and the school holidays.
No disasters, haven't fallen off the wagon (far from it in fact) and the debt busting is still on the right track. to be honest, I haven't posted much because i figured writing "nothing's changed, all is well" would get a bit repetitive!
Hope all's good with youDebts 14/6/2019 (LBM 5/3/2019)
Overdraft: [STRIKE]£900[/STRIKE]/£0:T Barclaycard: [STRIKE]£3755.55[/STRIKE]/£2859.42 Loan: [STRIKE]£21620.29[/STRIKE]/£17997.19
Total[STRIKE] £26275.84[/STRIKE] £20856.61 (REDUCED BY 20.62%)0 -
Ok. Haven't posted an update on ages because, well, there's been nothing much to update (i need to update my signature though. Been soooo busy ��).
Have decided to try and get the FD CC as it's 0% for 27 months. I know my CC has a few months of 0% left but with offers seeming to disappear and not wishing to have to pay off massive chunks to meet the date (summer holidays, kids club's etc to pay for. Generally more fun stuff) i think having that extra chunk of time makes sense. The plan is to divide the remaining balance by 27. Set the DD to that amount. Cut up card and forget. Easy peasy.
Other than this. All is well. Hope everyone is having a great summer. It's been awesome so far. Long may this weather continue.Debts 14/6/2019 (LBM 5/3/2019)
Overdraft: [STRIKE]£900[/STRIKE]/£0:T Barclaycard: [STRIKE]£3755.55[/STRIKE]/£2859.42 Loan: [STRIKE]£21620.29[/STRIKE]/£17997.19
Total[STRIKE] £26275.84[/STRIKE] £20856.61 (REDUCED BY 20.62%)0 -
Good to hear everything's ticking over & 20% debt reduction in just over 4 months is fabulous, well done!0
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Hey Pip Boy! Hope you're well - how are things going?0
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