📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Just kept going!

So I became mortgage free a few years ago through consistently over-paying what I owed. After I paid off the mortgage I said I was going to start just enjoying the fact I didn't have any debt repayments to make. May be it's just a hard habit to break but I am now mortgage free and for the first time this month have a six figure sum in my bank accounts. I think I got addicted......... :D Not sure I am going for the full Financial Independence goal but it's nice to know that if push come to shove I can make decisions without worrying about next month's salary

If you had asked me 20 years ago if I would have been in this position then the answer would have been an emphatic absolutely no chance! A few years of really keeping a check on spending can make so much difference further down the line!

Comments

  • kitjos
    kitjos Posts: 223 Forumite
    Tenth Anniversary 100 Posts Combo Breaker
    This is golden to hear :T. Well done for becoming mortgage free and now living the lifestyle that comes with it. I cant imagine that feeling of earning money which is 'mine' and not the banks.

    Im certain i will get to where you are within the next 10 years, will just be hitting 40yo so can enjoy the MF life with my DH and kids.

    Thanks for posting :beer: xx
    "Don't underestimate the value of financial security"


    Wanting to be mortgage free by 45. £155,000 start / £86,880 currently

  • Fantastic! Enjoy your money :)
    "Everything comes to him who hustles while he waits" Thomas Edison
    Following the Martin mantra "Earn more, have less debt, improve credit worthiness" :money:
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.4K Banking & Borrowing
  • 253.3K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.4K Work, Benefits & Business
  • 599.7K Mortgages, Homes & Bills
  • 177.2K Life & Family
  • 258K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.