A MoneySavingIdiot claims for a train delay

My name is MSE Kelvin (spoiler: not what my folks named me) and I'm an idiot with money. I've no excuse - after all, I write for the UK's biggest consumer website. But sadly, while I play a part in helping people save every day using MoneySavingExpert, my personal relationship with cash is a mix of fleeting highs and lingering regret.

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