We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Am I overthinking

Long story short, I have been accepted with a mortgage for Nationwide, completion will be July.

However, I want to open another current account with my Partner which we will use as the bills account all ready for our move.

Am I overthinking that setting this current account up will cause credit check and when Nationwide check my report again before releasing, they will see this credit application and could then not pay?

Thanks,

Comments

  • amnblog
    amnblog Posts: 12,781 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Seems unlikely this cause a problem. Will you be opening an account with Nationwide.
    I am a Mortgage Broker

    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • Viki2410
    Viki2410 Posts: 106 Forumite
    Seventh Anniversary 10 Posts Name Dropper
    We were in your shoes. We spoke to our mortgage company (Aldermore) and they said as long as it didn't have an overdraft then it won't make a difference as it's not a credit facility. Speak to Nationwide and ask them but we were fine :)
    July Total - £9,120.95
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.5K Banking & Borrowing
  • 254.2K Reduce Debt & Boost Income
  • 455.1K Spending & Discounts
  • 246.6K Work, Benefits & Business
  • 603K Mortgages, Homes & Bills
  • 178.1K Life & Family
  • 260.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.