Natwest Mortgage stories

septemberbaby

Hello

We are applying via Natwest and my husbands income is all derived from student lets.
We have had our DIP fine..
Im just a little nervous about the full app..

would love to hear some Natwest storeis - successes or not

[Deleted User]

I'd suggest that if you genuinely are nervous about it, you probably don't want to hear any Natwest stories.

There's very few posts on the internet that ever start "Can I just tell you about entirely uneventful my recent experience was.."

They generally go "I applied for a NatWest mortgage, and just two weeks later, my wife left me and my dog got hit by a truck. DO NOT USE NATWEST!!!!!! :mad::mad::mad::mad::mad:"

septemberbaby

Deleted_User wrote: »

I'd suggest that if you genuinely are nervous about it, you probably don't want to hear any Natwest stories.

There's very few posts on the internet that ever start "Can I just tell you about entirely uneventful my recent experience was.."

They generally go "I applied for a NatWest mortgage, and just two weeks later, my wife left me and my dog got hit by a truck. DO NOT USE NATWEST!!!!!! :mad::mad::mad::mad::mad:"

fab thanks.. just called the broker and will change provider. thanks

ACG

They are fine. We use them more than any other lender and have only ever had one issue with them in 6 years or so.

septemberbaby

ACG wrote: »

They are fine. We use them more than any other lender and have only ever had one issue with them in 6 years or so.

Appreciate that thanks,

Smooth sort of proccess then???

Roughly how long after we submit should we hear

ACG

The more you use a lender the more you get to know their quirks, so yes our applications with them are smooth, but I think they are one of the easier lender to work with.

Typically 2 days to look at things.

LRmortgage

I agree with ACG, I also use Nat West quite a bit and find them very good to deal with and processes are pretty quick.

lb001

They were great with me.

Took about 2 weeks from application to get the offer, I recieve a monthly bonus so they asked for a few extra payslips and that was all.

From there it was 6 weeks and I finally moved in yesterday. I used London and country brokers, who were good (and free) credit check was done at the dip stage and no more credit checks were done.

I would recommend them good luck

Janets_Daughter

I have recently applied to NatWest, I have banked with them for several years, so all I had to do was upload payslips. Application took about 2 hours over the phone and that was it. Timeline was:

1.3.19 - Mortgage Application
13.3.19 - Valuation, this took awhile because of agents availability
14.3.19 - Mortgage offer

Touch wood, it has been smooth, paperless and stress free!

LittleMac13

We had our offer accepted a few weeks back, got our AIP with NatWest last week. Thursday gone, we went in to see our mortgage advisor to just go through last few bits and pay our broker fee prior to submitting the application.

Hopefully not going to take too long, it's all nerve wracking but whatever will be, will be!

I thought we'd get an email to confirm our application had been received but we've had nothing yet - although I don't mind because I've already decided to stay clear of the tracker otherwise I'd be checking every five minutes!!

Good luck for your application, hope it turns out for you x

LRmortgage

Wise to stay away from the Nat West tracker. It’s not always very accurate. Your broker will know better what is going on than the tracker often shows.