We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Halifax remortgage - Abbey saga

Hi all,

Have recently remortgage with Halifax and a very smooth process with them. Today finally resolved a problem which solely relates to Abbey and wondering if I have a valid complaint.

My settlement figure with Abbey was £91k and I spoke to them a month ago advising to place me on the standard variable rate. I spoke to the Halifax's appointed Solicitors who advised that the redemption figure was £95k+ :eek:

To my amazement Abbey had put me on a fixed deal along with the standard variable rate (is that possible!?) and hence I was liable for early repayment fees (over £4k). After making a complaint Abbey they deleted the fixed rate and all sorted.

After delaying my current mortgage application would I have a valid complaint? Any thoughts gratefully appreciated.
Young, happy but bogged down with a mortgage!
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.6K Banking & Borrowing
  • 254.2K Reduce Debt & Boost Income
  • 455.1K Spending & Discounts
  • 246.7K Work, Benefits & Business
  • 603.1K Mortgages, Homes & Bills
  • 178.1K Life & Family
  • 260.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.