My debt free diary

El123

Hi.

I've been thinking about doing this for a little while. More to motivate and keep track of myself than anything else.

I've always been bad with money and when I turned 28 credit was chucked at me and I took it and spent it on unnecessary things and now I'm feeling the brunt of it.

Me and my partner have a lot of debt. I think the total stands at around 8000 varying from court fines to unpaid phone bills and family loans. I'm hoping to get a grip on our spending and clear our debt in 2019. Its a big goal with 2 holidays planned already and the amount we have but we can at least try.

I've tried for many balance transfers. 0%cards and debt consolidation loans and our credit is just far too bad. We're hoping to buy our flat but it's looking impossible at the moment.

I will sit down tomorrow and work out the full total. Just needed to make a start.

Off we go. :money:

El123

When I turned 18 even. Now 19 and in a salaried job which is making tackling this just a little easier.

El123

I gave up on this before I even started but I've been working on my credit and my debt

I've reduced my total debt massively and sure this year I'll clear the lot and start saving for a mortgage