Pension credit

mwilson12

!Pension credit



Whats this?

!Pension credit

Hi advice on why my husband is 65 & applied for pension credit and because we ceased to be self employed on Dec 31st 2018. I have to have a visit from hmrc before my claim can proceed.

Last edited by mwilson1



!!!!

Dazed_and_confused

Do you mean Dec 31st 2019?

Alice_Holt

Per:
https://forums.moneysavingexpert.com/discussion/comment/65365428#Comment_65365428

"I will be 55 in Jan 2016"

Which makes the OP 58 now, much too young to claim Pension Credit.
https://www.gov.uk/pension-credit/eligibility

The OP's question as posted is confused and does not make sense. Perhaps he can clarify.

p00hsticks

Alice_Holt wrote: »

Which makes the OP 58 now, much too young to claim Pension Credit.

But the OP suggests that their husband is 65 and is the one that has applied for Pension Credit ?

I know the rules are changing shortly (in May?) but think that at present a couple can claim pension credit as soon as one reaches state pension age, even if the other is younger.

But it's not clear what the OP is actually asking .....

Pollycat

p00hsticks wrote: »

But the OP suggests that their husband is 65 and is the one that has applied for Pension Credit ?

I know the rules are changing shortly (in May?) but think that at present a couple can claim pension credit as soon as one reaches state pension age, even if the other is younger.

But it's not clear what the OP is actually asking .....

It depends when the OP's husband was 65.
If he was born in March 1954, his state pension age will be July 2019 - which is after the change in May and would therefore not be able to apply for pension credit as his wife is too young.


A very odd post, definitely needs clarification.

xylophone

https://forums.moneysavingexpert.com/discussion/comment/75556198#Comment_75556198

It seems that the OP's husband is already 65 but she has not provided his date of birth.

At one stage, the OP was considering taking her DB pension with actuarial reduction which would have given her a pension of around £2000 a year - she might not be aware that this would be included as household income in the PC calculation?