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Declared Bankrupt Today!

WoodruffsDad
WoodruffsDad Posts: 325 Forumite
in Bankruptcy & living with it
My hearing was at 9.30 am today. I was out and finished by 11.45 am.

I was surprised at how painless it was. The Court staff were great, the Judge was a bit frosty (but aren't they always!) and the Official Receiver even gave me his best wishes for my "new life".

A great weight has been lifted from my shoulders.

One thing is sure: I will NEVER get myself into this position again!

Comments

  • betterlatethannever
    betterlatethannever Posts: 5,280 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Well done Julian.
    I haven't heard of anyone who's said the process was apinful, and the court staff seem to be consistantly lovely.
    Heres to a better, stress free life.
    Did you have your OR full interview today or is that to come?
    The first time we said hello, was the first time we said goodbye. As the angels took your tiny hand and flew you to the sky-you forever left us breathless. RIP my beautiful granddaughter :(
  • Broken_hearted
    Broken_hearted Posts: 9,553 Forumite
    JulianCBrown wrote: »

    One thing is sure: I will NEVER get myself into this position again!
    Keep that thought its so easy to slip back. I know I keep doing it.:rolleyes:
    Barclaycard 3800

    Nothing to do but hibernate till spring
  • WoodruffsDad
    WoodruffsDad Posts: 325 Forumite
    I saw the Banruptcy Clerk, then the (frosty) Judge, then I was put in a small room where the OR 'phoned me and talked to me for about 1/2 hour.

    Apparently I have one more 'phone interview to come in the next few days.
  • philnicandamy
    philnicandamy Posts: 15,685 Forumite
    10,000 Posts Combo Breaker
    Well done julian really pleased all went well for you, i've heard so many stories from people about judges! I remember mine being nice
    The OR interview is nothing to worry about be as open and honest as you can and you'll be fine!, if theres anything the OR asks for you dont have they will always be able to get any information needed

    Here's to your new start!
    Enjoy the first decent nights sleep ever!!!

    Phil
    We all die. The goal isn't to live forever, the goal is to create something that will
  • Scarlett.1974
    Scarlett.1974 Posts: 2,765 Forumite
    Well done Julian. Here's to your brand new start :beer:
    You can't control everything in life....... your hair was put on your head to remind you of that :p

    Proud to be BSC no. 103
  • tigerfeet2006
    tigerfeet2006 Posts: 14,030 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Glad it went smoothley Julian. You are well and truely down the road to freedom now.
    BSCno.87
    The only stupid question is an unasked one
    Loving life as a Kernow Hippy
  • nomoneyprobs
    nomoneyprobs Posts: 166 Forumite
    congratulations on your new debt free life, I'm glad the court went well ( frosty judge excluded )

    The or interview will be ok, just tell them everything you can and it will all work out you'll see.

    Good luck for the interview and your new debt free future

    Ian
    I had debts, my circumstances changed, I tried but couldn't pay them, I dealt with them in the best way I could.........
    BR - 10 -10 - 2007 11.05 am

    Discharged 07 - 05 - 2008
  • piggeh
    piggeh Posts: 1,723 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Well done Julian, it's always daunting but like you say its a massive relief when its over! I still remember the feeling even now after walking out of the courts!
    matched betting: £879.63
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    Well done.:beer:
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
This discussion has been closed.
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