NI Contributions

WYSPECIAL

On checking my NI contributions I've found that there are some years where I have more than 52 weeks credits. There are several years where there are 104 weeks credits.

Why is this and will these double years actually be worth double towards qualifying for full state pension?

Triumph13

That suggests you were working 2 jobs in those years and earning enough for either of them to have counted. I'm afraid it still counts as one year, in the same way as it would for someone earning that much from a single job.

WYSPECIAL

No that's the odd thing.

Only one job in all the years concerned.

I thought it might be something do with the cover you get as a result of claiming CB but I thought that only kicked in if you didn't pay contributions?

drumtochty

I'm sure a phone call to the National Insurance helpline will have that sorted and a new statement produced.

p00hsticks

WYSPECIAL wrote: »

I thought it might be something do with the cover you get as a result of claiming CB but I thought that only kicked in if you didn't pay contributions?

I'm not an expert, but I'm wondering if it might be to do with that - with the introduction of Specified Adult Childcare credits you can now transfer the CB related credits to another adult (grandparent etc) who is providing childcare so that you can work, so it may be that HMRC record both sources in order to facilitate the transfer whilst ensuring that your year also remains full.

https://www.gov.uk/government/publications/national-insurance-credits-for-adults-who-care-for-a-child-under-12-fact-sheet/specified-adult-childcare-credits-fact-sheet


Also I imagine it would be far easier for HMRC just to credit everyone who is claiming CB (for a child under 12) even if they already have credits via work than to work out and plug any specific individual gaps