Ccj help

Gewakefie

Hi guys I’m new here so sorry if I’m posting in the wrong thread.

Basically in my late teens and early 20s I got I. A lot of debt with payday loans I couldn’t even tell you who I owe money to and how many companies. I also have a 5k overdraft with Lloyd’s that’s maxed out and gone to recovery.

I have been living in Australia for 2 years. I’m 28 now and have come to the realisation that I can’t bury my head in the sand and a couple of months ago decided to do a registry search to see if I have any CCJs. It came back with 2 totalling to about £700 registered to melt last adress in England. Basically I can’t remember if I put in any other addresses or if I even had the option but I fear that I may have more for other addresses so does anyone know if it goes by name or adress? I have had like 8 addresses. I can’t get my credit score because every agency says that I can’t be found even though I’m on the electrol. I’m just confused and don’t know how to start sorting everything out when I go back to England in a couple of months. Any help would be appreciated

Thank you

John_G_Jones

It goes by name. Have you checked all three agencies?

Gewakefie

Yeah I tried with Experian and the other one equifax I think. Surely it can’t go by name only, I mean my name is unique but for example “John smith” there would be a lot so surely it can’t just go by name?

Thanks for the reply appreciate it