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Debt assistance
Comments
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Cleared my smaller £1000 overdraft too.
Literally have £150 spare till the end of the month so I should have to use the OD.
Feels nice to finally be back in the black after years of suffering!0 -
I suggest you close those credit cards now. I also think you would do better to stop using credit altogether for now and start to budget and save going forward until you have got your finances straight. Was the £20k a loan or a gift?I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php
The 365 Day 1p Challenge 2025 #1 £667.95/£451.50
Save £12k in 2025 #1 £12000/£124500 -
Hi money came as part of my salary in the form of a bonus.
Never slept better knowing my toxic debt is almost paid off.
I’m also working on a business venture around work if I can get this off the ground this should allow me to be completely debt free within 24 months.
Also end of the this yeah I should get a pay rise! So all positive - never been happier / so optimistic about the future.
Really appreciate all the help and input from you guys.0
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