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Loans & GDPR
super_saver123
Posts: 36 Forumite
in Loans
I don't know if this is the right place to ask.
I'm working on improving my credit file and when I checked today I noticed that a payday lender (yes, I know and I don't use them anymore!) whose loan I paid off over 2 years ago has done a search on my credit file.
Can I ask for the right to be forgotten under GDPR now that I'm all paid up and no longer have any dealings with them?
I'm working on improving my credit file and when I checked today I noticed that a payday lender (yes, I know and I don't use them anymore!) whose loan I paid off over 2 years ago has done a search on my credit file.
Can I ask for the right to be forgotten under GDPR now that I'm all paid up and no longer have any dealings with them?
0
Comments
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You can ask the lender to forget you, to which they may agree - but not the CRAs.
However, any soft searches will not be seen by others.0 -
Yes its a free country, you can ask anyone, anything you choose.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
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