Valuation at remortgage

MrCH

GoingOn30 wrote: »

Sorry no experiences of remortgaging yet, but have you considered making some voluntary overpayments to try and make sure the LTV will be under 90%?

We have decorated inside the house so we haven't overpaid no and now have a baby.

csgohan4 wrote: »

When the desktop valuation comes out less, will they accept a surveyor's valuation and who will pay?

That is a possibility and one I will try and explore if the financials work in my favor.
Ideally want to be paying less a month and saving over the term in interest.